Site Disclaimer

This website is only intended only to convey information. It is not to be construed as an investment guide or as an offer or solicitation of an offer to buy or sell any securities.

The author of the website is an employee of ScotiaMcLeod, a division of Scotia Capital Inc. ("SCI"), but the data selection, analysis and views expressed herein are solely those of the author and not those of SCI. The author has taken all usual and reasonable precautions to determine that the information contained in this website has been obtained from sources believed to be reliable and that the procedures used to summarize and analyze such information are based on approved practices and principles in the investment industry.

However, the market forces underlying investment value are subject to sudden and dramatic changes affecting data availability and information may be available which is not reflected in this website. Consequently, neither the author nor SCI makes any warranty as to the accuracy or completeness of information, analysis or views contained in this website or their usefulness or suitability in any particular circumstance. This website should not be relied upon for any investment or portfolio assessment or other transaction. Please consult Blakely Wealth Management directly to review any proposed investment or transaction. SCI and the author accept no liability of whatsoever kind for any damages or losses incurred by you as a result of reliance upon or use of this website in contravention of this notice.

All performance data represents past performance and is not indicative of future performance.

All insurance products are sold through ScotiaMcLeod Financial ServicesInc., the insurance subsidiary of Scotia Capital Inc., a member of theScotiabank Group. When discussing life insurance products, ScotiaMcLeodadvisors are acting as Life Underwriters (Financial Security Advisors in Quebec) representing ScotiaMcLeod Financial Services Inc.

ScotiaMcLeod does not offer tax advice, but working with our team of experts we are able to provide a suite of financial services forclients

Terms of Use

IMPORTANT: This notice governs the use of the Blakely Wealth Management website. By accessing this site, you agree to the following terms. If you do not agree to these terms, please do not access this site.

1. This site contains information regarding the products and services of Blakely Wealth Management and the private client investment services of Scotia Capital Inc., referred to as "ScotiaMcLeod" in this site.

2. Information in this site regarding services and products of ScotiaMcLeod is applicable only in jurisdictions where such services and products may lawfully be offered for sale and is void where prohibited by law. If you access this site from outside of Canada, you are responsible for compliance with local, national and international laws. Not all products and services are available across Canada or in all countries. All products and services are subject to the terms of applicable agreements. Descriptions of products and services in this site may include accompanying legal disclaimers, restrictions and disclosures of importance. You are deemed to have notice of them regardless of your use or downloading of only a part of this site.

3. This site is established solely for the exchange of information. It may not be used to place, buy or sell orders for securities or commodities or to give instructions regarding accounts maintained by any user with Blakely Wealth Management. For information regarding your existing accounts, contact your relationship manager.

4. Use of this site is not intended and shall be deemed not to create any legal relationship of whatsoever kind between the user and Blakely Wealth Management or to amend or vary any existing legal relationship.

5. This site, including the facts, data, information and other contents contained in it, is not intended to be: • a comprehensive or detailed statement concerning the matters addressed; • investment, tax, banking, accounting, legal, or other professional or expert advice; • an offer to sell or buy or a recommendation to buy or sell any stock, bond or other financial instrument.

6. Every user of this site is advised to seek professional advice before acting or omitting to act on any part of the site. Many factors affect the applicability of any statement or comment made in this site to any user's particular circumstances. Important information about mutual funds is contained in their simplified prospectuses. Obtain a copy of it from your Investment Advisor and read it carefully before investing. Mutual funds are not guaranteed; their unit values, yields and investment returns change frequently and past performance may or may not be repeated.

7. This site may include forward-looking statements about objectives, strategies and expected financial results. Such forward-looking statements are inherently subject to uncertainties beyond the control of Blakely Wealth Management, including but not limited to economic and financial conditions globally, regulatory development in Canada and elsewhere, technological developments and competition. The users of this site are cautioned that the member's actual performance could differ materially from such forward-looking statements.

8. Blakely Wealth Management and/or its affiliates and/or their respective officers, directors or employees may from time to time acquire, hold or sell securities and/or commodities and/or commodity futures contracts mentioned in this site as principal or agent. Blakely Wealth Management and/or its affiliates may have acted as financial advisor and/or underwriter for certain of the corporations mentioned in this site and may have received and may receive remuneration for same.

9. Although Blakely Wealth Management believes the content of this site to be correct, it makes no warranty or representation as to the correctness or completeness of such information. Information in this site is subject to change without notice. Blakely Wealth Management does not, and does not intend to, and expressly disclaims any duty to, update or correct information on this site.

10. World wide web sites accessed by hypertext links ("hyperlinks") appearing in this site have been independently developed by parties other than Blakely Wealth Management and Blakely Wealth Management has no control over information in any hyperlinked site. Blakely Wealth Management is providing hyperlinks to users of this site only as a convenience. Blakely Wealth Management makes no representation and is not responsible for the quality, content or reliability of any information in any hyperlinked site. The inclusion of any hyperlink in this site should not be construed as an endorsement by Blakely Wealth Management of the information in such hyperlinked site and does not imply that Blakely Wealth Management has investigated, verified or monitored the information in any such hyperlinked site. The listing of an organization in this site should not be construed as an endorsement of its services or products.

11. The reference to any independent organization should not be construed as an endorsement by Blakely Wealth Management of such organization's services or products.

12. This site is not a secure medium for communication. Any confidential, proprietary, or sensitive information transmitted by a user by means of this site may be read and copied by unauthorized persons.

13. Copyright in the content of this site, including the screens displaying the pages and their arrangement, is owned by Blakely Wealth Management unless otherwise indicated. All rights reserved. Users of this site may copy this site for their own personal use but without the prior written permission of Blakely Wealth Management may not republish or reproduce any substantial part of this site in any manner whatever, including electronically reproducing this site by "uploading", "down loading" or "accessing" this site onto the Internet or any other local or international computer system, and any such unauthorized use constitutes copyright infringement. Any report included in this site may not be reproduced in whole or in part, or referred to in any manner whatsoever, nor may the information, opinions, and conclusions contained in it be referred to without in each case the prior express consent of Blakely Wealth Management. Use of any software down loaded from this site is governed by the terms of any licence agreement provided with that software.

14. The display of trade marks in this site does not imply that a license of any kind has been granted. All service and product names are trademarks of their respective owners. The Bank of Nova Scotia is the owner of the Canadian trademarks ScotiaMcLeod; Scotia Capital; Flying S, ScotiaMcLeod & Design; Flying S, Scotia Capital & Design; ScotiaMocatta; Scotiabank and Scotia, and has additional trademarks and service marks in Canada and other countries, designated by the symbols ® and TM for registered and unregistered marks respectively. Scotia Capital Inc. is an authorized user of the ScotiaMcLeod mark and the Flying S, ScotiaMcLeod & Design marks. The Scotiabank Group refers to The Bank of Nova Scotia and its subsidiaries.

17. Blakely Wealth Management and the operator of this site expressly disclaim any liability for losses or damages, whether direct, indirect, special, or consequential, or other consequences, howsoever caused, arising out of the use of this site or any reproduction of this site, whether authorized or not. By accessing this site, each user of this site releases Blakely Wealth Management and all related companies and their respective officers, directors, agents and employees from all claims and proceedings for such losses, damages or consequences.

18. Canadian laws apply to this site and to the use of this site by any user, notwithstanding the domicile, residence or physical location of the user. The user of this site submits and attorns to the exclusive jurisdiction of the courts of the Province of Ontario to determine any proceeding arising out of the use of this site.

19. The links contained in this site will take you to other sites of (financial) interest on the web. By following them you will be leaving the Blakely Wealth Management web site. Blakely Wealth Management is in no way responsible for any content that you encounter by following these links.